Have you been injured in a motor vehicle accident?
A motor vehicle accident can turn your life upside down in an instant. Whether you were a driver, passenger, pedestrian, cyclist, or motorbike rider, if you’ve been injured, you may be entitled to compensation.
Who can make a claim?
If another driver was at fault – even partly – you may have a right to claim. For the most serious injuries, South Australia’s Lifetime Support Scheme may help, even if no one was at fault.
What can you claim for?
Every situation is different, but compensation may include:
- Pain and suffering
- Lost income or superannuation
- Medical treatment and rehabilitation
- Home or garden care
- Support from family or friends providing services
- Compensation for your spouse or partner for the effect on your relationship due to your injuries
Because strict rules and thresholds apply, it’s important to get advice tailored to your circumstances.
Who pays compensation?
In South Australia, all registered vehicles are covered by Compulsory Third Party (CTP) insurance. This means the insurer – not the driver – usually pays compensation. As of July 2022, there are five CTP insurers: AAMI, NRMA, Allianz, QBE and Youi.
Time limits matter
You generally need to lodge a claim form within six months of the accident, and court proceedings within three years if it hasn’t been resolved. Different rules apply for children and there are steps you must take before going to court, so the safest option is to seek legal advice as soon as possible.
Why see a Personal Injury lawyer?
A lawyer can help complete your claim form, explain your rights, and make sure you don’t settle for less than you deserve. Don’t accept an insurer’s offer without speaking to us first – it could save you thousands.
We offer a free, no-obligation first interview (by phone or in person) to discuss your claim and the likelihood of compensation.
No Win, No Fee
If you’re worried about costs, we can help. For most claims we offer a no win, no fee arrangement – meaning you won’t pay us if your claim isn’t successful. In many cases, insurers also cover a significant part of your legal fees. We’ll explain everything up front, so there are no surprises.
What else might I have to pay?
Sometimes there are out-of-pocket costs, called disbursements – things like medical reports that support your claim.
Often, we can negotiate with the insurer to cover these expenses. Where that’s not possible, we’ll help you explore other funding options or set up instalment arrangements, so you’re not left out of pocket unnecessarily.
How Andersons can help
At Andersons, our dedicated personal injury lawyers are here to guide you through the process with understanding and expertise. We’ll fight to protect your rights, support you along the way, and work to secure the best possible outcome.
You’ve got nothing to lose – contact us today on 8238 6666 or email enquiry@andersons.com.au to book your FREE first interview.
